The Best Roofing Options for living in Vancouver, estimate the cost of a roof

How To Estimate The Cost Of A Vancouver Roof

In this blog post, we’re going to best estimate the cost of a new roof in Vancouver. Your roof protects your home – most likely your single biggest asset – from damage, yet a lot of homeowners are hesitant about investing money into a well-built roof because they don’t see the value.
Roofs not only keep your home dry, they also keep moisture, wind, and other natural elements from damaging your home. So when it comes to maintaining your investment, the smartest money you spend could be on a new roof.
How much you’ll spend will vary, depending on several factors which we’ll go over in this blog post. Roofs usually last anywhere between 12 and 50 years and can be expensive to replace.
But planning, estimating, and researching can help you determine the cost and save some cash. Preparation is necessary before the new roof can be added. Removal of shingles and inspection of existing plywood and flashing will factor into the cost.

Repair Or Replace Your Roof?

It can be tough to know whether your roof can stick it out for a few more years or if it needs to be replaced immediately. Most homeowners hope to make do with a few repairs, but depending on your roof’s condition, a roofing contractor might tell you it will be more cost-effective to replace the entire roof rather than try to patch it up. If your roofing contractor is telling you that you need to replace your roof it’s a good idea to listen.
If your roof is more than 20 years old and is leaking in multiple places, or has been repaired many times in recent years, it’s probably time to tear it off and start new.

Aside from adding value to your home, today’s roofing materials will also make your home more energy-efficient, helping you control indoor air temperatures and save money on your heating and cooling bills. If you’re still not sure whether to repair or replace your roof, ask your roofer for estimates on both projects.
It can also be difficult to match new material with the old, and those efforts can significantly add to the cost. You might also consider simply adding a second layer of shingles to your roof, which is less expensive than a full replacement but can be more problematic.
Sometimes, replacing the roofing is necessary if you’re changing shingle types. For instance, if you’re switching from wooden shingles to asphalt, you’ll need to remove the existing roof.
And lastly, if you’re on the fence about roof replacement consider this: banks avoid a failing roof like the plague, so replacement may be what it takes to pass inspection and can actually increase your resale value.

Style And Health of Your Roof

The potential price of your roofing project will also be based on factors like the style of your roof and its current condition.
Your roofer will need to know whether your roof is flat or sloped, hipped or gabled, the number of levels it has, and if there are dormers or valleys. The roof’s accessories and underlying structure may also be a factor, especially if you see any signs of moisture damage in your attic.
Mold remediation and/or replacing rotten framework will definitely change the scope of your project.

Type Of Roofing Material For Vancouver

As you probably guessed, your roofing estimate will also be based on the type of material used in the repair or replacement. Labour can be calculated accurately be determining the size of the job but the variable is determined by the type of roof you want.
The most common and generally the least expensive material is asphalt shingles, which come in all kinds of compositions and colours:

  • Cedar shingles and shakes, which are often chosen for their beautiful Vancouver aesthetic, but come with more maintenance needs and a higher price tag.
  • Asphalt shingles are the most affordable option. If they’re installed properly and maintained well, they can last 30 years.
  • A metal roof will also be more expensive to install. But the benefits easily outweigh the cost in the long run. Not only will a metal roof last upwards of 50 years, it’s also the most energy-efficient, moisture resistant, low-maintenance, lightweight and fire-proof choice out there.
  • Slate, clay and concrete tiles are also among your options for roofing material. While they are durable and beautiful, tile roofs are particularly heavy (which requires additional structural support) and even more expensive.

Also, take into account the size of your house… and your roof’s. Obviously, the bigger the house, the bigger the roof, the larger the cost of both materials and labour.
Most roofers charge by the square foot, with a number that encompasses both materials and labor. Most roofers can give you a ballpark estimate of the project cost based on your home’s square footage. That makes comparison shopping for roofers fairly easy.

Labour Cost

We’re the first to admit, roofing materials aren’t cheap. Especially if you have a large or complex roof, but professional installation is what boosts the expense.
Labour often accounts for 40% to 50% of the cost, largely because a lack of skilled roofers has driven up rates. The more complicated a roof, the more labour it takes and the higher the costs.

Height and Pitch of Your Roof

Another determining factor is that the higher your roof and the steeper the pitch, the more expensive your roof installation will be. With a steeper and taller roof, the installation is both more difficult and more dangerous. And it may take longer and cost more.

Some roofers will quote you a general price based on the size of your home. But will not guarantee that price until they see the height and pitch of your roof. Whether you have any hard-to-reach spots.
The pitch of the roof will also affect the cost; the higher the pitch of the roof, the higher the cost. Contractors must add harnesses or other special equipment to the quote. Gable roofs are the easiest, since they have the smallest slant. You’ll need to determine the type of roofing that will be used.

Conclusion

In total, a new roof could cost between $15,000 and $40,000. It’s a wide range, I know and probably doesn’t help much in budgeting. However, you can calculate the size of your roof by taking the square foot of your roof. And adding half making it easy to compare quotes.
Any reputable roofing professional will offer you a free roofing estimate (as long as no diagnosis is necessary) and you’re likely to get a wide range of bids.

Make sure the estimates you receive include everything from the materials and labour to taxes and permits. It’s also wise to ask about the time your project will take.
If you have any questions or need an estimate on your roof call the experts. At Cambie Roofing, we have been in business for over half a century – so we feel confident in saying we are your best roofing choice.

First published Dec 15th, 2018, updated on Feb 15th, 2021

best roofing material

What To Do If You Can’t Afford a New Roof

Nothing lasts forever – not even the most expensive roofing material. Regardless of what your roof is made of, it’ll eventually age or give in to severe damage caused by extreme weather or another fortuitous event.

When that happens, you’re left with no choice but to have it replaced. But like many property owners before you, the problem is not having the money to afford a new roof. You’re in a mess, left in a corner with no solution in sight.

If you can’t afford a new roof, know that there are other options to consider. It’s not like you sit idle and wait for nothing. Keep reading this article and learn about the potential ways to smartly solve your predicament.

Do You Actually Need a New Roof?

Some property owners are overwhelmed by the prospect of replacing a roof.  They and you are right: The cost associated with it is a big deal. But before you stress yourself out, think about the possibility of having it repaired instead.

Just because a local roofer told you that you need a new roof doesn’t mean that he’s accurate or telling the truth. Talk to other roofing contractors and tell them about your situation. Some roofers can salvage a roof for less money than it’ll cost to replace the structure.

Some old and severely damaged roofs can be remedied with the necessary repairs and the best roofing material. That will last you for at least a year. That should be enough time to save money for the inevitable replacement. Instead of relying on the sole assessment, you must get at least three independent assessments and repair estimates to fix your roof.

Property owners spend an average of $900 for roof repair, although minor fixes typically cost around $200. If you’re facing a major roof repair project, you’ll have to shell out at least $500 and upwards to $1500.

As much as you want to replace your severely damaged or aged roof, you may have to contact a roofing professional first to inspect the structure. Roof repair costs less than a total roof replacement, but even that is a hard pill to swallow when you’re low on funds.

Financing Options that Include Best Roofing Materials

If you can’t afford to pay cash for roof repairs, there’s a handful of financing options available to ease your burden. Use your credit card to get the repairs done and have enough time to pay off the charges.

If you’re uneasy about the credit card option, getting a personal loan is the next best thing. It gives you the option to pay on a monthly scheme while the needed repairs are addressed right away. Keep in mind that this is a short-term investment for your property, so please be sure to use the best roofing material. Use money wisely.

Improvement and Renovation Grants with Best Roofing Material

Applying for a home improvement or renovation grant is a popular option for roof repairs. They’re available from the local and national governments, and they usually include the best roofing material.

In North America, these home improvement or renovation grants are meant to provide financial assistance to property owners who can’t afford to have their homes fixed after weather devastation or natural disaster.

Another type of grant focuses on low-income homeowners who need help in improving their houses. Home improvement and renovation grants are meant to give property owners relief as they come with low-interest rates compared to standard loans.

Consider DIY

If you have tried roof work before, then you should explore fixing the structure one more time. On the other hand, DIY roofing projects are only meant for minor repairs. Unless you’re a roofing professional, you’ll have to tap the services of a licensed contractor for major repairs and replacements. But because you’re short on cash, there’s nothing wrong in pondering a DIY solution.

Refinance the Property

Refinancing your home make sense, too. Home improvement loans include refinancing the property, where there’s an explicit set of guidelines to be followed. In most scenarios, the loan is exclusively intended for the needed repairs and cannot be used for other purposes. Since the roof is part of the property, this option is viable for major roof repair jobs.

See to it that you talk to a financial expert before taking this path. You need professional advice since refinancing your home is a long-term responsibility that affects you and your family’s future. Aside from getting a reasonable interest rate and favourable loan term, the financial expert helps you understand the legal consequences in the failure to pay the loan.

Why Not Save Some Cash?

Investing in a new roof is out of the question, but with the help of a professional roof inspector, you could wait it out for several months to afford a repair project.

Call a local roofer to examine the structure. If the inspection report says that you can live with the damage for a year or so, you can go through your budget and save the necessary funds for a major repair. There’s always the option of cutting costs on stuff like food, vacations, and entertainment.

Instead of getting a loan and paying for the interest rates, you’ll save cash and end up fixing your roof with no long-term financial responsibilities to cover.

common roofing terms

Roofing Terminology: A Guide to Common Roofing Terms

Give a step forward learning common roofing terms in advance! Replacing or fixing your roof means that you’re about to hear industry-specific terms from the roofing contractor.
Yes, you’re most probably unfamiliar with most of these terms, but you can always ask the roofer to expound. Nevertheless, it’s helpful to learn some roofing terminologies on your own so that you won’t feel overwhelmed. All it takes is to read this guide.

Common Roofing Terms

There are thousands of roofing terms, and one post isn’t enough to tackle them all. So, we stick to the most common ones for the typical property owner. It makes sense to start with the five popular roofing options in North America:

Asphalt Roof

Shingles made from asphalt are by far the most preferred residential roofing material in this part of the world.
Fiberglass reinforces the new iteration for extended life. Fortunately, the price remains competitive, which is why an asphalt roof never goes out of style.

Wood and Cedar Shake

Wood shingles are as competitive as asphalt in pricing, but its advantage is its aesthetic value. In other words, it looks more pleasing than the conventional asphalt roof, thanks to the rustic and natural appearance.

Metal Roof

Roofs in metal are better to resist extreme weather all year. As metal is resilient and resistant to severe conditions, i.e., snow, strong winds, and torrential rain. Metal roofs in North America come in two styles: shingles and panels. The material composition can be aluminum, copper, stainless steel, and zinc.

Tile and Slate

Tile and slate make for an ideal customized and DIY roof as they’re versatile and come in a handful of colours. Unlike asphalt and metal, tile and slate roofing materials are light enough for a DIY enthusiast or a handyman to install.

Rubber

The purpose of a roof made from rubber material is to mimic the asphalt shingle. It’s the newest roofing material available in North America and is causing quite the stir because of its competitive price and durability.
Aside from the types of roof, there’s a handful of common terms in roofing you should know:

1. Course

Refers to a row of shingles or other roofing materials that run horizontally across the structure’s length.

2. Decking

The roof’s decking is a sheet material usually made from plywood. It is attached to the rafters, which in turn is found in the attic. The decking serves as the host for other roofing materials, i.e., shingles and underlayment.

3. Downspout

This part of the roof comes in the form of a pipe installed to the building’s sides. Its purpose is to direct water from the gutters and away from the structure.

4. Drip Edge

It’s an L-shaped metal strip situated along the edges of the roof. It allows the water to drip, preventing a possible buildup in the eaves, siding, and decking. The drip edge is also responsible for preventing moisture penetration in the fascia boards.

5. Chalk

In roofing, chalk refers to a powdered residue applied on the surface of a material.

6. Chalk Line

It is a line purposely made on the roofing structure by snapping a cord wrapped in coloured chalk. Depending on the roof material, some contractors use a taut string instead. The idea of a chalk line is to provide a guide for alignment purposes.

7. Chalking

The term pertains to the degradation of a chemical ingredient used in roofs, such as coating and paint.

8. Chimney

The chimney is a structure that projects through and above the roof for aesthetic and practical purposes. Wood, stone, metal and masonry are the most common materials to build chimneys.

9. Fascia

Those boards exposed on the roof eaves or overhang’s front edge make up the fascia. The boards are typically made from wood, vinyl, or aluminum. The gutters can’t be adequately installed without the fascia.

10. Flashing

The flashing is a sheet metal material that prevents water from penetrating through the projection and intersections in a roofing system.
Contractors install flashing to protect the chimneys, valleys, joints, vent pipes, and other parts of the roof where water naturally finds its way through.

11. Gutter

The gutters are troughs embedded in the fascia board. Guttering is crucial for collecting water run-off from the roof, leading to the downspouts and the ground.

12. Ice Dam

This describes a condition in which the combination of ice and snow thaws and re-freezes at the roof’s lower edge.
Ice dams cause water to back up and collect under the shingles. The pressure created by the buildup of water causes leaks and extensive water damage if not addressed.

13. Overhang

“Overhang” is the part of the roof which extends beyond the exterior walls of the building or house.

14. Rafters

The rafter provides support to the roof. It is the one you see in an unfinished ceiling of an attic. As raffers are attached to the roof deck, they play a critical role.

15. Ridge

The ridge describes the top edge of a couple of intersecting sloping roof surfaces.

16. Valley

The roof valley is an area where two adjoining sloped planes meet. It’s easy to spot since it creates a “V-shaped” depression on the roof.
Knowledge of common roofing terms comes in handy when you’re venturing on a repair, installation, or replacement project.
It protects you from getting ripped off by a mischievous roofer, and it helps you find the best roofing contractor by sharing educated conversations with them.

commercial roofing

How to Protect Your Commercial Roofing from Winter in Vancouver

Can you imagine working while being exposed to rain, snow, and high winds? Neither can we. Whether in Vancouver or in any other place in the world, that roof in the top of your commercial building assumes an irreplaceable role for you and your business. Do you know what to look for a commercial roofing company in Vancouver from Winter?
Your roof is a defence against the outdoor elements. It protects your business and the people who run it, making sure that you and everyone else is safe under it. In so doing, the roof takes everything that nature throws at it.
Most commercial property owners don’t pay enough attention to the roof until something inconvenient happens, say like a leak. Commercial roofing systems in Vancouver give in to extreme weather irrespective of the material and type.

Don’t wait for the brunt of winter to take its toll on your roof before you acknowledge the need to protect it!

The accumulation of snow and ice on top of your commercial building causes immense damage to the roof, starting with the small components and progressing to the whole structure. If you undermine the value of preventive measures, it might very well be the last winter for your roof.
Taking the appropriate measures to guard your commercial roof against winter isn’t merely about protecting the building; it allows you to be energy-efficient, too. Without protection, even a newly-installed roof won’t reach its expected lifespan.

The Dangers of Winter in Vancouver (and what to look for in a commercial roofing company)

It doesn’t matter if you’re situated in an area with severe or mild winter – protecting your roof is non-negotiable.
A winter protection program begins with the identification of minor issues that are likely to become a major headache once the cold season kicks in. Most of these issues point to the accumulation of snow and thermal movements.
Prepping your roof right before the arrival of winter makes sense since it’s easier to work on a dry roof and warm weather. If you choose not to fix those minor issues, you end up paying top dollar for an emergency commercial roof repair. The dangers that a commercial roof faces during winter include:

1 – Collapse

In Vancouver, snow is heavy. This means you don’t want it to collect on your roof. Winter months usually produce as much as six inches of heavy snow. It corresponds to about 40 pounds of weight that your roof must hold.
If the sun doesn’t come out the next morning, there’s not enough warm temperature to melt the buildup of snow on top of your commercial building. This weight puts a lot of strain, even on an expensive commercial roof.
There’s a chance that a solid roof collapses when the load-bearing components could no longer hold the excessive weight. We don’t need to talk about what happens when the roof collapses.

2 – Ice Dams and Leaks

Because of the extremely low temperatures in the winter, water that collects at the edges of the commercial roof freezes and builds an ice dam.
The ice dam prevents the melted snow from draining, which in turn causes water pooling—pools of water in one part of the roof cause unnecessary stress to the structure.
Over time, the damage increases and leaks begin to appear through the gaps found in between the structural components.

3 – Weakened Roof Due to Temperature Fluctuations

Sub-zero temperatures in the winter aren’t the only cause for concern when it comes to your commercial roof.
The frequent shift from extremely cold to warm temperature may cause contraction and expansion of the roofing material. Cold nights and sunny days put the roof at a compromising situation, weakening its structural integrity in the process.

Commercial Roofing in Vancouver: Ways to Protect your Business

Now that you have a much better understanding of your commercial roof’s susceptibility to the winter elements, it’s time to learn how to protect it.

Look for the Vulnerabilities

You don’t have to do this yourself. Call a trusted commercial roofing company in Vancouver to perform a complete inspection, and do this before winter comes. A professional roofer knows where to look for those areas which are susceptible to damage from snow and ice.
The list includes drainage sites, gutters, curbs, and the roofing membrane. Any sign of buckling and minor damage must be addressed since those components are likely to give in to the incoming season.

Cleaning your Commercial Roof in Vancouver

Your commercial roof is filled with debris without you knowing it. Don’t fall under the trap of combining snow with other unwanted stuff on top of your roof.
Aside from putting your gutters at risk of clogging, the presence of debris left by the summer and fall months puts the entire structure in danger of incurring heavy damage. Adding snow and ice to the debris leads to water overflow, leaks, and possible collapse.
Since you don’t want that to happen on your commercial building, then work on cleaning your roof right before the snow starts to fall.

What to Expect from Commercial Roofing Companies in Vancouver

Snow Removal Plans

If snowfall is guaranteed in your location every winter, it makes sense to devise a plan to remove the snow and ice on the roof. It’s not that difficult to get rid of the snow right before the freezing and thawing cycle.
The challenging part is coming up with an efficient way of doing it. The purpose of a snow removal plan is to help you act fast to prevent the buildup of ice on the roof. Once ice builds up, it becomes doubly challenging to remove it.

Coating System for Added Protection

Treat commercial roof protection as more of a necessity than an option. Embrace the reality that the freezing temperatures of winter alone puts the structure at significant risk of damage.
So, when snow and ice begin to pile up, you don’t want your roof to be devoid of any protection. Investing in an advanced coating system means you get an extra layer that prevents water penetration.
When the snow melts on your roof, water finds its way to existing gaps and flaws. The coating system prevents this from happening.
The best thing about protecting your commercial roof from the havoc of winter is that you don’t have to do anything other than hire a reputable roofing company. Be sure to choose someone who has legitimate experience in handling commercial roofs.

Types of Commercial Roofing Warranties

Types of Commercial Roofing Warranties

Your commercial property needs a new roof sooner or later. You should prepare for that time to come because it’s a pricey investment. No matter how expensive the roof is on your building, it ultimately gives in to a bunch of factors beyond your control, including age and extreme weather conditions. When it’s time for a commercial roof replacement, you’re looking at spending thousands of dollars for a structure that you hope will last for at least 45 years.
So, what if something goes wrong with your newly installed commercial roof? This is where a roofing warranty comes in. You probably don’t think that much about the warranty that comes with the purchase of a new roof; you may not even be aware that you’re receiving one.

Commercial roof warranties are a requisite for any purchase and installation since it is the only way to protect your investment from faulty material or product. If there is an issue with the roofing material or its installation, the warranty provision gives you the right to compel the contractor to correct the problem without you having to pay a dime.

The installation of a new commercial roofing system entitles you to a bunch of warranty options, including:

1 – Workmanship Guarantee

The workmanship guarantee is issued by the roofing company tasked to install the new structure on your commercial building or facility. This is the type of warranty that protects the building owner from substandard workmanship as well as minor installation mistakes. For the most part, a workmanship warranty covers the cost of materials and labour needed to carry out the repair. The contractual agreement on workmanship warranty ranges from one year up to a decade of coverage.

2 – Material or Product Warranty

This commercial roofing warranty is afforded by the company that manufactures the roof materials or products that your roofer opted to use. The warranty covers any defect in the product and failure of the material to function as advertised. It is only valid if there is no evidence or indication of a faulty installation. Unlike the first type, this warranty is limited in scope. But most manufacturers try to compensate by offering up to thirty years of coverage.

3 – All-In or Full System Warranty

A full warranty is handed out by the manufacturer of the roofing product. It covers both the material used and the accessories needed for the installation of a new commercial roof. This warranty covers the materials and labour required in case a repair is needed within the prescribed period.

What You Must Know About Warranty Coverage

Many commercial property owners are clueless about the coverage details of their roof warranty. You must dig deep and review every provision in the roof installation or replacement contract. Be sure that you are fully covered. You can also talk to your insurance company about extended coverage.
You’re covered in these scenarios:

  1. Improper Installation – If the roofer is at fault with the incorrect installation of your commercial roof, you have the right to demand the leak or any other defect to be fixed at no cost.
  2. Material Defect – If the product used in a commercial roofing replacement is defective or fails after just a couple of months, then you are entitled to demand for the enforcement of the warranty. The most common product defect is the roofing membrane, but it could also be other components and parts.
  3. High Winds – The “high winds” coverage in commercial roofing warranties vary from one contract to another. You should talk to your local roofer about wind speeds in your location before you purchase additional coverage.

You’re not covered in these instances:

  1. Incorrect Repair – Resist the temptation of resolving a damage or leak if your commercial roof is still under warranty. Resolve the issue within the scope of the warranty. If you hire a roofer who chooses low-quality materials and comes up with an inferior repair job, likely, your bill won’t be covered by the warranty.
  2. Unsanctioned Alterations – A commercial roofing warranty includes a list of roofers who are allowed and qualified to perform the repairs and other alterations. If you choose someone who isn’t on that list, don’t expect the costs to be covered by the warranty.
  3. Act of God – Majority of commercial roofing warranties cover extreme weather conditions like hailstorms, high winds, and torrential rains. But the so-called “acts of God” like an earthquake, major hurricane or tornado aren’t part of it.
  4. Standing Water – Standing water on the roof is attributed to the lack of proper drainage. So, if your roof incurs damage due to standing water during the warranty period, don’t expect the repair costs to qualify for coverage.

The Importance of Commercial Roof Maintenance

Even with a commercial roofing warranty in place, you still need to have your roof regularly inspected and maintained. The lack of maintenance and regular inspection means that minor issues are ignored. You could end up voiding your warranty at the time when you need it the most.
Most commercial roofing warranties require at least one inspection every year. Only an authorized roofing contractor performs the examination. Although some commercial property owners are upset about the added burden of hiring someone to inspect the roof, it benefits them in the long run. A comprehensive inspection is the only way to find out if there are issues on the roof. That must be addressed right before they become a considerable financial burden. A timely repair not only prevents a costly replacement, but it also prevents the possibility of voiding the commercial roofing warranty.

lower strata insurance

How A Roofing Company Can Help you Lower your Strata Insurance

Insurance rates continue to rise every year, and property owners can feel powerless, but there are some things you can do to save money.  Since changes in the structure of your property will affect your insurance rates, you can work something out to lower your strata insurance premiums.
Some home improvement projects aren’t exclusively meant to increase the value of your property; they also increase protection and security. You know by now that security and protection are determining factors in deciding how much you’re paying for your insurance premiums.

Investing in a New Roof

The roof arguably has the most significant impact on your strata insurance rate. No other home feature compares to the structural value of the roofing system; so, when a massive storm wreaks havoc to your property, the first in line for repairs is the roof.
Insurance companies know all too well how a new roof dictates the insurance coverage they offer to their clients. If you reside in an area where hailstorms, tornadoes, and wildfires are commonplace, then having an old roof usually corresponds to limited coverage. Investing in a new roof reinforced with special protection increases your chances of extending the coverage.
Roof replacement doesn’t come cheap, and a DIY approach may cost you more. Since it is an investment to improve your property and lower your strata insurance, you’re better off hiring a professional roofer. Reputable roofing companies provide work guarantee and product warranty – two things you don’t get when you’re planning to replace the roof on your own.

Roof-Related Property Damage

A strata owner is responsible for the protection of the common property from possible damage, and there’s more to this than just comfort and security in your dwelling. Being knowledgeable about the common residential strata insurance claims is part of that responsibility. Incidentally, many of the possible risks to the property are related to the roofing structure:
1 – Water Damage
Almost 40% of residential strata claims each year involves water damage, i.e., a leaky roof and clogged gutters. The problem with most water-caused damage is that they’re difficult to spot. So, insurance companies are wary when the property has an old roof with apparent signs of deterioration and damage.
There’s good reason to work with a roofing company to fix your roof if you want to lower your strata insurance. Insurance companies can’t help but worry once they see a roof in terrible condition. Fixing your roof with the help of an expert roofer costs you money, but you end up benefiting from it in the long run.

2 – Weather-Related Damage

The roof protects everything and everyone underneath it. In so doing, it bears the brunt of nature. If you reside in an area with extreme weather conditions, your roof most definitely has a shortened lifespan.
Did you know that almost 30% of strata insurance claims every year are related to weather-caused damage to the roof? The list includes hailstorms, heavy snow, strong winds, and torrential rains. Although you expect to pay a premium just because of the weather conditions in your location, you could be adding more to that if your roof is in bad shape.
A roofing company helps by improving the condition of your roof (or replace it) to give no reason for the insurance company to ask for a premium. For some people, it doesn’t make sense since they’d be spending money on a new roof; but then again, consider it as a long-term investment instead.

Other Ways to Reduce Your Premium

  1. Refrain from making small claims – Don’t forget that the more claims you make, the higher the premium becomes. Some property owners make claims every year, not realizing that doing so increases their premiums and excess. If possible, veer away from claiming strata insurance for minor repair and maintenance needs. The best alternative is to incorporate those costs in your yearly budget.
  2. Come up with a concrete maintenance plan – Insurance companies are well aware that the majority of strata insurance claims are a consequence of the owner’s lack of desire to maintain his/her property. To reduce your premium, show proof of a believable maintenance plan.
  3. Minimize the risks – If you put the effort in minimizing the chances of property damage, you reduce the possibility of an emergency repair. It means you avoid making a claim. If you’re unsure how to mitigate the risks, you can tap the services of a property risk surveyor who furnishes a risk management plan at a reasonable cost.

Update Your Policy

Many property owners fail to acknowledge the importance of updating their strata insurance policy. If you don’t take time to read your policy, you will regret it later. Be reminded that insurance companies update the rate during the renewal each year. So, if you fail to mention any home improvement project, you will have to face a stiffer premium.
A horde of factors contribute to strata insurance premiums and excess, but there are also are ways to lower them. Regardless of what happens in the insurance industry, your job is to keep your building or property in the best condition possible to increase the chance of getting a lower premium.

roofing company, Selecting a Roofing Company

5 Things A Property Manager Should Consider when Selecting a Roofing Company

For someone whose job is to manage a commercial building or property, you’re in charge of taking care of all the maintenance and repairs to keep everything in excellent working order. Of course, this implies choosing the best roofing company near you. Though you usually call a handyman or general contractor for minor repairs, there are times when you’re compelled to call in the pros. One of those instances is when the building is up for a major roofing project, be it replacement, installation, or repair. I am going to share “5 Things A Property Manager Should Consider when Selecting a Roofing Company”.

A roofing project’s success depends on the guys you hire, so you know how important it is to work with a reputable company. The roof is more than just a structure that protects the building and its residents.
As a property manager, it’s your job to guarantee the tenant’s comfort and convenience. When the attic or ceiling leaks and rats find their way inside through the roof, you’ve got a serious problem on hand. The last thing you need is a line of residents or tenants complaining about those things.

A handyman or general contractor can fix minor problems, i.e., missing shingle, clogged gutters, and sagging roof deck. But when you’re faced with issues that require a major repair job or replacement, you turn to an experienced and licensed roofing company.
How do you find an experienced local roofing contractor? Your job starts by learning what you should look for in your list of prospects. Finding viable candidates is the easy part – the challenge lies in selecting which among the companies in your list deserves the roofing repair or installation contract.

5 Things To Consider when Selecting a Roofing Company

Property managers like you must factor in these things:

1 – Roofing company: License and Insurance

This is non-negotiable. Never compromise on these two in the hope of saving money by hiring a cheap contractor. A local roofer with no license means it doesn’t have the qualifications to obtain one. There’s no sense in operating as an unlicensed roofer when you realize that everyone else gets theirs to become legitimate contractors.
Letting an unlicensed contractor fix or install a roof on a building or property you manage is like playing with fire. When something goes wrong, you’re only putting yourself in a precarious situation; you’re also placing your job as a property manager at risk.
The absence of liability insurance means the property owner is likely to cover the costs of repair in case of damage to the building. The same applies to hospital expenses due to an injury suffered by a worker. So, license and insurance are not just options, but requisites when selecting a roofing company.

2 – Keep your Eyes on The Contract

Put everything into writing. There’s no such thing as a verbal agreement between a property manager and a contractor hired for a roofing project.
Take your time in describing every detail on ink because it will serve as your protection from possible breach of the contract. Anything that’s written and signed becomes a legal proof against the failure to deliver the necessary services.
While the roofer produces the contract, your job is to scrutinize every provision. Pay particular attention to the start date and the estimated completion date. Be sure to account for all the expenses and materials listed.
Signing the dotted contract puts you and the contractor at a bind; it means you agree and consent to all the details written inside. So, before you sign it, be sure you’ve read it at least a couple of times.

3 – Comprehensive Experience in Roofing Services

Not all roofers are created equal. As much as you prefer to hire a company because you played football with the owner in high school, you can’t be subjective or personally attached to this decision.
The one thing that counts the most is the experience of the roofing contractor. Many local roofers handle residential roof repair and replacement, but do they have some experience in roofing projects involving buildings and commercial properties?
There’s a considerable difference between fixing or replacing a roof on an average house and an apartment or building complex.
Experience matters because it tells you that the roofer is less likely to make costly mistakes along the way. Since they’ve done it before, they know how to be successful at it.

4 – Nature of Service when Choosing a Roofing Company

Roofing contractors differ in the manner of fulfilling a job. Some companies choose to work with subcontractors. Others hire day-labour workers, and the well-establish ones have enough people in their payroll to get the job done.
Some property owners and managers don’t care about how the service is delivered, but you should pay attention to it. The reason is that you’re looking at the long-term effect of a topnotch and reliable service. A roofing company that relies on day-labour and temporary workers isn’t likely to be as dependable.

5 – Future Upkeep

Consider future repair and maintenance needs when you’re about to choose a roofing contractor. As a property manager, your job doesn’t end after the project. Ask your prospects about service guarantee, material or product warranty, and emergency services.
Work with a company that offers ongoing support because you’ll need it sooner or later. It’s a lot more convenient to have one roofer handling all your future maintenance and repair needs instead of going over the tedious job of finding another contractor.
A property manager is responsible for the comfort and welfare of the people residing and renting in the apartment complex, building, or commercial space. Part of that responsibility is taking care of the building, including the roof. Hiring a licensed and experienced roofing company assures that you fulfill this duty.

Vancouver roofing

How Colour Affects Your Roofing Choice In Vancouver

As you drive through your Vancouver neighbourhood, the colour of a roof is probably the last thing on your mind. In fact, you will probably only notice a roof if it’s out of place or doesn’t look right. Well, allow us to explain why you should mind about your roofing in Vancouver. Yes, the roof colour in Vancouver tends to blend into the background of the landscape, but did you know your home’s roofing colour affects your home in more ways than one? In this blog post, we explore why the colour of your roof matters.

Vancouver Roofing: Light or Dark Colours?

Unfortunately, there’s no straightforward answer to which is better: light roofs or dark roofs.Ultimately, the best roof colour for your home is the one you like the best and the one that fits in with your neighbouring roofs. But there is a little more than just aesthetics when it comes to roofing colour choices in Vancouver.

How Roof Colour Reflects or Absorbs Heat

Did you know roof colour affects your home’s internal temperature?  In general, light-coloured roofs reflect away heat from the sun, while dark-coloured roofs absorb much of that heat and transfer it into the rooms below.
Obviously, if you have a lighter-coloured roof, your home absorbs less heat through the roof during summertime. As a result, your air conditioner operates more efficiently, uses less energy, and leads to lower utility bills.
In contrast, a dark roof likely raises the temperature inside your home’s highest rooms. Your cooling system works harder to compensate for the extra heat, and your bills slowly rise.
However during the colder months, the reverse is true. A dark roof brings in more heat from the sun than a light roof. This feature makes dark roofs advantageous in colder climates with long winters and short summers.
Thankfully in Vancouver we live in a temperate climate which means that there aren’t as hug fluctuations in temperature as there are in other cities. In Toronto, for example, you get extremely humid summers and bitter cold winter months.
In Vancouver, we’re more likely to have worry about the colder months but we are also seeing hotter summers in recent years so we may seem lighter roofs becoming more popular.
Or course, colour isn’t the only aspect of your roof that affects home temperature but it is a larger factor.
The roofing material also affects how your roof reflects or absorbs the sunlight. For example, asphalt shingles are less reflective than metal or rubber roofing. This quality means even tan asphalt shingles may welcome more heat into your home than a dark brown metal roof.

How Roof Colour Affects Snow Melt

Now, let’s consider how snow, another huge factor affects the equation. Because dark roofs absorb more heat, they can also help melt snow but does it actually help enough for you to take into consideration?
First, consider Vancouver has fewer sunny daylight hours during the cold winter months. And less sunlight exposure means less sun beating down on a roof and less time for the roof to absorb that heat.
Next, remember that even dark-coloured roofs may not actually appear black during the winter because they’re covered in snow. Snow actually reflects much of the sunlight before it can reach the roof so the dark roof underneath cannot absorb heat and melt the snow. This means dark-coloured roofs may have a small snowmelt effect but not a sizeable one.
Similarly, if your roof experiences winter problems like ice dams, your roof colour probably isn’t the primary culprit. More likely, insufficient attic insulation and poor roof ventilation create the problem.

Location 

Which part of your roof gets the most sunlight? Does the front of your home face north? Is the sun blocked by taller buildings or maybe you are high up on a hill? Sunlight can affect the appearance of your roof. Because of how far north we are in the hemisphere, the sun can bring out cool, blue hues while in southerly regions, roofs can appear more orange. These variations can completely change the look of a roof.

Roof Design

the architectural style and materials of your home should be kept in mind when deciding on a roof colour. Also what colour roofs are your neighbours?
Your home will look awkward if your roof sticks out like a sore thumb in your neighbourhood. There might actually be homeowner associations or subdivision rules about how your roof should look so remember to check with your neighbours before doing any major work.
Lastly, You should keep in mind that, like paint in a room, dark roofs make a home look smaller and light colours make a home look larger.

Last Thoughts in Vancouver Roofing

If you have the budget, advances in modern roofing material technology mean you can likely find a colour your like in a roofing material that suits your taste without worrying too much about heat or coolness.  However, if you just want to stick with the traditional materials you should think about
Cambie Roofing will bring you shingle samples to your home for you to view the colour next to your brick or siding. This makes the decision extremely simple as you can visualize how it will look.
Homeowners should be smart and do research when searching for a roofer who can correctly advise you on how to proceed. It could save you money and prevent a whole lot of trouble if you find a roofer that you can trust and who will do the job properly the first time around.
If you need a roof replacement from a reputable contractor, call our team at Cambie Roofing. We are happy to help with any questions you may have.  We look forward to hearing from you and assisting with your roofing repair needs.

Home Renovations and Insurance in Vancouver

Home Renovations and Insurances in Vancouver

Getting tailored-made home renovations and insurances in Vancouver is possible if you contact professionals. Design a insurance policy with added features just for you.
Any insurance professional will tell you that having insurance does not provide protection against everything during a renovation. However, while accidents can happen, a person’s disaster preparedness will affect outcomes at least as much as their insurance policies.
Now, is it possible to be ready for home renovations, and having bullet-proof insurances in Vancouver? Sure it is! Of course, the first thing you need to do is activating your accident barometer, and tweak over it.

Alarm System Monitoring

For many years, companies have offered discounts for alarm systems, but not all alarm systems are the same. In order to qualify for this home renovation discount on your insurance policy, your alarm system must be centrally monitored by an approved company

Fire Monitoring System

Smoke and CO2 dioxide alarms are an inexpensive investment even if there were no insurance discounts associated with them. Luckily, there is sometimes an insurance reward, but for just a few dollars per unit, don’t skimp out on these lifesaving devices.
If it’s centrally monitored, meaning that if you’re out of town and the fire alarm goes off, a third party company can send a fire truck to help, you can expect to receive a better discount on your home insurance quotes.

Home Renovations To Your Plumbing System

Houses built in the 1970s and 1980s may still be using lead piping. This type of plumbing is susceptible to increased corrosion and can crack under extreme temperatures and can be hazardous to your health. It is highly recommended to substitute these with more modern copper supply lines and updated drains.
This would positively impact both your health and your insurance premiums.

Home Renovations To Your Electrical Wiring

If your house still has aluminum or knob and tube wiring, you should look at upgrading it to modern copper wiring. If you don’t, you might have to get your policy from high-risk insurance providers. Some companies may offer you coverage, but they will likely require an inspection through a certified electrician.
A lot of old wiring resulted in fires, upgrading to the new, safer standards will reduce the chance of a fire destroying your valuables and save you money on your home insurance premium.

Use Seismic Technology

British Columbia home insurance quotes are significantly higher than in other provinces since they are prone to earthquakes as we are located in a seismically unstable region.
Almost all homes are seismically resistant these days, but if you have a newly built house with updated seismic technology often you are rewarded with extra discounts. You might want to consider adding extra earthquake insurance to your home insurance policy if you haven’t already.

Home Renovations To Your Roof

It costs more to insure homes with older roofs and some providers may not offer you coverage at all if your roof is too old. Water damage to the inside of your home and costly repairs to your roof are claims an insurer wants to avoid and they will charge you extra for an old roof. Investing in a new roof will reduce your home insurance premium.
Also, know that home insurance is not a maintenance plan. If there is damage to your roof you’re ignoring, your claim may be denied altogether.  If you can afford it, opt for more than asphalt shingles and look for something that may cost more, but has a much longer life.
A lot of things can happen during a home renovation – your contractor falls off the ladder while fixing your roof, a hammer goes through your window, or a subcontractor is injured on your property. Despite all precautions, if there’s an accident on your property that leads to a liability issue, you, as the homeowner, can be in trouble.

Home Renovations and Insurances in Vancouver: The Rules

The general rule is that owners are not vicariously liable for the wrongful act of their independent contractors. But, there are a number of exceptions to this general rule. You should be aware of them for these reasons:
First, a fully awared homeowner understands the nature and extent of liability risk. Like this, they mitigate risk through carefully drafted contract documents or assign the risk to a third-party insurer.
Second, having an accurate understanding of the liability risks helps to assessing the feasibility of the project.
Finally, being fully aware of the potential liability for the acts of independent contractors may inform the choice of contractor. The owner may decide to choose a more competent and reliable contractor, rather than the one with the lowest price.
The time to find out risk and liability is before an accident happens:

Step 1:

Check the personal liability section of your homeowner’s policy. Talk to your insurance agent before beginning a renovation project. Like this, you can update your policy and extend coverage to the new space, if needed.
You may also want to ask your agent about whether you may benefit from an add-on protection called theft of building supply coverage, which may protect the construction materials while your project is in the works.

Step 2:

Check your contractor’s liability insurance. Do the same with the worker’s compensation (WCB) insurance, and ask your contractor to provide you with a policy certificate before you begin the project.
If a contractor is unwilling to verify his coverage, consider hiring someone else. This applies to subcontractors as well.

Step 3:

Minimize risks – remove fallen branches, wet leaves, and kids’ toys from your driveway before the workers even show up.

Conclusion

We hope these tips help you with home insurance and renovations. Although home renovations and insurances can be time-consuming or annoying, they provide a extended lifespan of your property.
If you’d like to have someone come out and inspect your roof for you, give the experts at Cambie Roofing a call. We’ll let you know how your roof weathered this winter, and fix any issues. For more information, or to request a free repair estimate.

roofing quote

Roofing Quote: What a Homeowner Should Look for and Expect

If a crack or a leak needs repair or maintenance, it can be easy to shove it into the background of your mind and not think about it. As an essential part of your house and your family’s protection, a roofing quote can be overwhelming and scary. You will probably have a lot of questions such as:

  • How much is it going to cost?
  • Does the entire roof need to be replaced?
  • How long will it take?

As you’re not a roofing expert, it can be scary to leave the decision to other people. The good news is at Cambie roofing, we have the experience and the knowledge to steer you in the right direction without being too salesy. Because ultimately we leave the decision up to you.
Many homeowners have horror stories about when a roofing contractor quotes them something and it costs way more than expected.  These experiences tend to have a lasting and negative effect and causes them to suspect all roofing contractors are lying to them. Thankfully this is not the case.

Roofing Quote: How A Roofing Contractor Quotes  

To start the roofing quote process, we recommend the homeowners get three or four quotes for comparison purposes.
Unfortunately, hidden costs are always a possibility when it comes to any roofing project, such as unseen rotten wood or stucco that needs to be removed and replaced. Always ask your roofer to go over any potential extra charges. That way, you won’t be hit with any significant surprises.
Remember that every roofing job is different and each coming with its own unique set of challenges.
While reliable roofers will do their best to give you the most accurate roofing quotes possible, sometimes the unforeseen does occur. If this happens an open dialogue between the homeowner and roofing contractor is always important.
Nobody likes it when cost overruns and while sometimes there are unavoidable, a lot of them can be prevented if you follow these three steps.

  1. looks at reviews on Better Business Bureau and Google
  2. interviews several different roofing contractors.
  3. takes the time to fully review and understand all aspects of the quote

There’s no getting around that roof repair or replacement requires a significant investment. However, you shouldn’t think of it as a cost, rather an investment into your home that will increase the value.
We get that you’re busy with your job and your family but it’s important that you don’t gloss over these steps or skip them entirely.  The consequences can be both stressful and costly.
This means you shouldn’t get a handyman or your cousin to do the work.  Rather make sure a certified roofing professional near you. This will make sure that no problems occur down the road which could easily have been dealt with by a professional.

What Questions Should Homeowners Have Answered?

What are the questions that should be answered, in a written quote, to help determine which contractor will be the best choice for the job?
Here is the information they want to see:

  • Complete contact information including company name, business license number, phone number, and e-mail
  • Anticipated duration of the project including estimated start date and completion date
  • Itemization of all materials (quantities, colours, brands, product codes)
  • Itemization of labour cost
  • Terms including the timing of all payments
  • Confirmation of valid workplace insurance and general liability insurance coverage
  • Details of all warranties relating to materials and labour plus conditions
  • Responsibilities for property clean-up

While this may be an extensive list, it is important for a  roofing contractor to provide this type of detail if they want to secure the roofing project, and it is equally important for the homeowner to be fully satisfied with this information before accepting and signing the agreement. There should be no surprises, for either party, when the work is done.
Here are some of the more important points broken down into greater detail.

Projected Time Frame

One of the important pieces of choosing a roofing company is getting an idea of the time frame for your roofing project. A professional roofer should be able to estimate when they will start, how long the project should take, and what date you can expect the work to finish. Having a clear timeline will help you figure out what will best suit your schedule and your needs.

Roofing Quote: A Complete Work Description

Roofing quotes should also include an itemized description of the work. That needs to be done including exactly what the problem was and how the contractor fixed it. Don’t settle for some vague description or no description at all. Make sure that you understand the entire process and what the roofing company is doing.

The Roofing Repair Cost

The cost is always one of the most important aspects of any roofing project. Therefore you’ll want to know what to budget for and prepare adequately. Your estimate should include the cost of both labour and materials including the roof covering, underlayment, flashing, and gutters. There should also be a separate breakdown of wish list items or add ons like removing your old roof, hauling away debris, or renting a dumpster.

The Bottom Line

Whether you are a new homeowner or have been living in your house for many years, undergoing a roofing project is never fun. Thankfully with a little research and some helpful advice can help to ensure the roofing work meets your expectations and your budget.
At Cambie Roofing, we have over 50 years of experience building and installing roofs. We will help you through every step of the process including the initial quote, pick the roofing that is right for your home, and the installation. Call us today to discuss which roofing option is right for your home.